spl wrote:Tegelikkuses ikka täiesti ebanormaalne, kus pangad saavad keskpankadelt sisuliselt kenasid katteta paberilipikuid. Börsidel kauplevad masinad, kes eriti ei vaata isegi enam firma reaalseid finantsaruandeid jne jne. Ei tekita masinatele emotsioone, kui porgandismees jälle midagi kokku keerab. Finantsmaailm täiesti pekkis, puudub igasugune loogika.
Ehk nüüd võib krahh tekkida asjadest, mille peale me ei suuda keegi tulla. Sisuliselt rahale annab väärtust see natuke rumal inimene, kes kinnisvara selle eest ostab...
Operating expenses of the Reserve Banks, net of amounts reimbursed by the U.S. Treasury and other entities for services the Reserve Banks provided as fiscal agents, totaled $4.1 billion in 2017. In addition, the Reserve Banks were assessed $724 million for the costs related to producing, issuing, and retiring currency, $740 million for Board expenditures, and $573 million to fund the operations of the Consumer Financial Protection Bureau. Additional earnings were derived from income from services of $442 million. Statutory dividends totaled $784 million in 2017.
If consumers and businesses reduce their deposits at commercial banks in favor of stablecoins held in digital wallets, this could shrink banks' sources of stable funding, as well as their visibility into transactions data, and thereby hinder banks' ability to provide credit to businesses and households. That said, many banks are likely to adapt by offering alternative methods of peer-to-peer settlement and by incorporating stablecoins into their business models, whether by partnering with fintech firms who issue stablecoins or by issuing their own, as some are already doing.14
If a large share of domestic households and businesses come to rely on a global stablecoin not only as a means of payment but also as a store of value, this could shrink demand for physical cash and affect the size of the central bank's balance sheet. The central bank's approach to implementing monetary policy may be complicated to the extent that banks' participation in short-term funding markets is affected.
Of course, the Federal Reserve and other central banks already provide money digitally in the form of central bank deposits in traditional reserve or settlement accounts. However, in the current context, central bank digital currency typically refers to a new type of central bank liability that could be held directly by households and businesses without the involvement of a commercial bank intermediary. Under this definition, central bank digital currency could be a flexible form of central bank money that could differ from traditional reserves along three dimensions: a much broader set of institutions and individuals could access it, some types of balances might not pay interest, and it might entail greater government visibility into end users' transactions.
If it is designed to be financially transparent and provide safeguards against illicit activity, a central bank digital currency for consumer use could conceivably require the central bank to keep a running record of all payment data using the digital currency—a stark difference from cash, for instance. A system in which individual payments information would be recorded by a government entity would mark a dramatic shift. A related question is whether the Federal Reserve has the authority to issue currency in digital form and, if necessary, to establish digital wallets for the public.
The Federal Reserve will develop the FedNowSM Service as a platform for consumers and businesses to send and receive payments immediately and securely 24 hours a day, 7 days a week, 365 days a year. This initiative is intended to provide a neutral platform for new private-sector innovation in faster payment services. In addition to FedNow, we are exploring enhancements to same-day settlement of automated clearinghouse (ACH) transactions and expansion of Fedwire® Funds Service and National Settlement System operating hours.
spl wrote:Naljakas, sanktsioone kehtestades jääb mulje, justkui USA ei ekspordiks midagi vaid trükiks vaid raha. See kui sanktsioonid kehtestatakse, löövad teised vastu ju.
Jõustusid USA tollid 7,5 miljardi dollari väärtuses Euroopa kaupadele
https://www.err.ee/993455/joustusid-usa-tollid-7-5-miljardi-dollari-vaartuses-euroopa-kaupadele
td wrote:r009, jah vana tõde: asjad juhtuvad alati natuke hiljem kui arvatakse ja natuke intensiivsemalt kui kardetakse
olen - 10 % hetkel, korra paar olen käinud ka nulli peal ...
td wrote:Raspberry sarnased asjad on lahedad jah. Ma ise küll nendega absoluutselt ei tegele, aga mõtlesin, et päris huvitav oleks ju ette võtta mõni vana aparaat (*külmkapp, praeahi vms.) ja anda talle Raspberry abil uus elu või mõni lisafunktsioon. Minu poolest jääb see teostamata, muidugi ...
spl wrote:Küsimus, kas viitsid niipalju skännida ja siis vaja tootekoodide andmebaasi, vöötkoodis pole säilitusaega
spl wrote:Võin juhendada Praeahju ehk saad juhtida, seal probleem pigem, et mingit vinget reostaati vaja, mida saad omakorda madalpingeda juhtida (impulssjuhtimist ahjuga ei saa teha, siis need küttekehad piniseksid nii, et kolid majast välja).
spl wrote:Külmkapp vaatab sisu peale ja teatab, sa jood liiga palju https://www.youtube.com/watch?v=JslyC1wxNwE
td wrote:mul vastupidi, ideid ikka tuleb, aga praktilist teostust ei viici ....
võime koopereeruda
loomulikult mitte kõik ideed ei vääri edasiarendamist ...
spl wrote:td wrote:mul vastupidi, ideid ikka tuleb, aga praktilist teostust ei viici ....
võime koopereeruda
loomulikult mitte kõik ideed ei vääri edasiarendamist ...
Olen alati kõrv, tihti praagin ka asju välja, sest ei näe sealt reaalset kasutegurit Meie pooled startupid stiilis, teeme midagi tegemise pärast. Ehk lahendame probleeme, mida pole...
td wrote:
Koduses majapidamises leidub kindlasti veel palju asju, mida saaks lihtsustada-automatiseerida ning AI algetega varustada.
(näotuvstusega WC-pott koos servomehhanismiga prilllaua jaoks: tuleb naine, prillaud alla )
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